Whether the bass boat is new or used, make sure your insurance is in force before you accept legal responsibility for the boat. If you're not financing with the boat seller, this is especially important since the seller has no legal responsibility for the boat at the moment of sale.
If you're buying from a registered boat dealer, the dealer may handle all registration issues with your state. Ask them specifically what registration items they do not handle.
Your boat trailer will need registering before you can use it. Ask the seller if they can handle this registration/transfer.
If your rig or any options on it are new, you will generally be responsible for registering individual items on your boat like radios and other "add-ons."
Make a detailed list and take snapshot of each item on your boat covered by insurance -- from the hull to the engine to the radio. Put this information in a safe place away from your boat.
If you are planning to boat on any body of water bigger than a farm pond--lake, river, ocean--a boat towing insurance policy can be a boat owner's smartest purchase. These plans function like a highway service club for the water. Just like autos, boats do break down or experience difficulty. When that happens, marine towing or assistance can cost well over $100 per hour, and the clock starts ticking when the service boat leaves its dock.
Your water fun depends on you, your equipment and other people who, like yourself, enjoy spending leisure time on, in or near the water. Let's take a look at your responsibilities:
* Make sure the boat is in top operating condition and that there are no tripping hazards. The boat should be free of fire hazards and have clean bilges * Safety equipment, required by law, is on board, maintained in good condition, and you know how to properly use these devices. * File a float plan with a relative or friend. * Have a complete knowledge of the operation and handling characteristics of your boat. * Know your position and know where you are going. * Maintain a safe speed at all times to avoid collision. * Keep an eye out for changing weather conditions, and act accordingly. * Know and practice the Rules of the Road (Navigation Rules). * Know and obey Federal and state regulations and waterway markers. * Maintain a clear, unobstructed view forward at all times. "Scan" the water back and forth; avoid "tunnel" vision. Most boating collisions are caused by inattention.
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